Wealth Transfer

How Seniors Are Changing the Expectations of the Great Wealth Transfer

The Wealth panel at the Our Aging Market conference will focus on where money is going. Is it being spent? Inherited? The panel will consist of a diverse group of experts who will provide valuable insights and perspectives on this issue.

The panelists will discuss the various challenges and opportunities associated with wealth transfer, including the impact of changing demographics on wealth transfer, such as the rise of blended families, longer life expectancies, and increasing wealth inequality.

In addition, the panelists will share best practices and strategies for ensuring a smooth and successful wealth transfer, such as effective communication, building trust, and incorporating philanthropic goals into estate planning. They will also discuss the role of technology in facilitating wealth transfer, including online tools and platforms that can streamline the process and increase transparency.


Caitlin Roos

Senior Vice President, Private Client Advisor

Bank of America


Full Bio

Caitlin Roos is a Senior Vice President and Private Client Advisor with Bank of America Private Bank in Boston, Massachusetts. She serves business owners, entrepreneurs and executives – working to help them optimize and streamline the management of their wealth. With years spent in commercial banking, Caitlin leverages that skillset to help clients identify their personal wealth structuring goals. Having earned the Certified Exit Planning Advisor designation, she provides pre- and post-planning for M&A transactions and other liquidity events. Caitlin and her team of specialists provide exit and succession planning, trust and estate planning, banking and lending, family office services, philanthropy and investment management. She believes that keeping clients apprised of new opportunities is critical to establishing a trusted relationship in which ideas are freely and frequently exchanged. 

John Carrier

Senior Lecturer, System Dynamics



Full Bio

John Carrier is a Senior Lecturer of System Dynamics at the MIT Sloan School of Management. 

Carrier instructs senior managers on improving manufacturing and business processes and serves as an on-site coach in support of projects. His research focuses on strategic marketing and new business development in high technology, specialty chemicals, and service segments. Carrier has more than 15 years of experience in a variety of corporate, entrepreneurial, and consulting environments. Since 2006, he has worked with Arsenal Capital Partners as director of Six Sigma, where he is responsible for increasing portfolio company valuation by adapting and applying Six Sigma techniques to midsize companies. Carrier also handles due diligence, post-merger integrations, and financial analysis and improvement. Prior to joining Arsenal Capital Partners, he was employed by Grace Construction Products; Bain & Company, Inc.; and SuperCool LLC. 

Carrier holds a BS in chemical engineering from the University of Michigan, a PhD in chemical engineering from MIT, and an MBA from Harvard Business School.

Vic Roxas

Corporate Finance Executive



Full Bio

Vic Roxas is a seasoned finance leader, currently working in Amazon’s consumer business. He has held global roles in and served as Chief Financial Officer for operating units of Fortune 50 companies including Danaher, United Technologies (now Raytheon), and Thermofisher Scientific. He specializes in Corporate Finance, Mergers & Acquisitions, and Restructuring, with a focus on high growth and turnaround situations. He holds an MBA from Harvard Business School. 

Ted Melhado

LPL Investment Advisor

Bay Financial Associates


Full Bio

Ted Melhado has been in the financial services industry for over 30 years. Ted is currently a financial  advisor with LPL Financial. His clients consist of high net worth individuals, families and small to midsize businesses. Ted focuses on developing effective financial blueprints to help clients pursue their goals. He incorporates customized financial strategies with the mandate of helping you manage, grow and protect your family’s wealth for generations to come. 

Nate Schelhaas

Senior Vice President and Head of Business Owner Segment – Benefits and Protection  


Full Bio

Nate Schelhaas is a senior vice president, actuary, and head of the Business Owner Segment in Benefits and Protection with Principal Financial Group®. He is responsible for the management of the New Business, Underwriting Product Development and Actuarial Teams.  He also leads the Data and Analytics team for the Benefits and Protection segment. 


Nate has been with Principal for 26 years and has held multiple roles; prior to his current role he served as the Life Chief Financial Officer.